Debt Negotiation – How Much Debt Will I Reduce With Professional Negotiation?

A debt negotiation is thought to be an ideal way to counter the problems of unsecured debts. Using negotiations option results into a deduction in borrowed money easily. A lot of people are really confused about the working of these negotiations like they are uncertain about the amount of debt which will be reduced after these debt negotiations. The whole process in not difficult because only few preferences are required to keep in mind during all these negotiations.

First and the foremost step is to select and hire services of a well known debt negotiation company. A person should also know about its working as well. The negotiation period consists of professionals from the company informing and telling lender about the critical economic condition of borrower. Moreover, the company professional informs the lender that severe financial conditions of borrower are the main reason for all these problems in paying back the amounts. A person should also keep one thing in mind that lenders would always try to get their entire amount back so they will never agree for debt negotiations easily. They would try their best to get all their money back. We can say that it is one of the most difficult tasks to agree the lenders on these negotiation deals. But in the end lenders would agree because they want their money and in this case the best possible solution is to threat the lender about filling bankruptcy because in this case lender would not get the money so it can be a very useful way to make lender agree with the settlement plan. Lenders want as much money as they could recover so they will agree with negotiations.

With the help of these negotiations debt deals a person gets 50% to 70% deduction in the total outstanding amount. These deals are getting very popular because they help people greatly. It will not be wrong to say that debt negotiation can be called as the best option to get out of debt problems in a limited time. Now finance institutions and different Banks are also opting for these negotiation deals to happen because through these deals every one is getting some type of relief in this global downturn.

Be Mentally Sturdy When Negotiating

Recently, an associate was engaged in a negotiation to render services. He contacted me exacerbated and complained vehemently about the slow pace at which the negotiation was progressing. He was also dismayed at what he perceived as a lack of sincerity on the part of the other negotiators to negotiate in earnest. When I questioned him as to why and how he arrived at such conclusions, he stated the following as justification for his assumptions.

1. He spent several hours in a face-to-face meeting, along with several hours of phone conversations, with the other negotiators. Throughout that process, he indicated he was led to believe a deal, on his terms, was imminent.

2. Over a several week period of trying to close the negotiation successfully, my associate was reduced to the thought that the other negotiators did not possess the level of conviction he thought he’d sensed initially.

3. The offer the other negotiators put ‘on the table’ was well below the value my associate felt was commensurate with the services being sought.

In giving advice about the covenants of this negotiation, I pointed out several factors.

1. Reduce the level of time he invests in the negotiation by making himself less accessible. Such actions will convey his intentions not to participate in an environment that he doesn’t perceive as being equitable.

2. Since the ‘other side’ had multiple negotiators negotiating on their behalf, consider asking someone knowledgeable about negotiations to participate with him. Such action would add ‘balance’ to the negotiations and give my associate some additional ‘brain power’ when assessing counter offers.

3. If the other negotiators where negotiating in earnest, and not just using their ‘low ball’ offer as a ploy, they might not have the means to meet his requirements, thus the reason for making the ‘low ball’ offering.

4. Convey to the other negotiators his willingness to walk away from the negotiation and communicate his sentiments with conviction. Sometimes you have to exhibit your intention to depart the negotiation in order to have your value appreciated.

When engaged in negotiations, always strive to divorce your emotions from the process. Be observant of the time you invest and understand that ‘low ball’ offers are strategies used to probe the sincerity of your position. In essence, probes are tactics employed in a negotiation to assess your position and possibly deliver a verdict on where you might settle if you can’t acquire all that you seek.

By adhering to the above suggestions, you’ll be able to think more logically. Your vision will be less impaired and you’ll reduce the level of stress by which you place upon yourself. You’ll possess a clearer state of mind from which to negotiate, which will allow you to navigate the negotiation towards a more rewarding outcome … and everything will be right with the world.

The Negotiation Tips Are …

o As you negotiate, observe inconsistencies that might indicate a separation between what’s said and what’s done. If there’s a discrepancy, observe what’s done. What’s done will be more indicative of the real direction in which the negotiation is heading.

o Never allow yourself to be faltered by the perception of time. If you feel the negotiation is ‘dragging out’ needlessly, set a ‘stop point’ at which you will disengage.

o When negotiating, you don’t necessarily want to completely ‘close the door’, just because the negotiation appears not to be headed in the direction that is advantageous to your position. Instead of ‘closing the door’, initially, express through your actions that you will not participate in the negotiations until more of what you seek has been ‘put on the table’.

Public Speaking & Presentation Skills: Communication With Power, Influence & Persuasion

You want to influence others whenever you speak. Especially when you speak in a public speaking capacity. After all, that’s the end-game in public speaking, right?

Well… you don’t want to be just another boring speaking do you?

You want to be dynamic and persuasive.

In dynamic public speaking, business presentations – or any kind of presentation or communication for that matter – our state will greatly influence our effectiveness.

Of course, there are other important factors, such as intellectual veracity of our positions and arguments and crafting our message in a way that resonates with our audience, but for optimal delivery and persuasion our state must be similarly optimal.

Our state is a result of two things:

1) Our choices in our thoughts and beliefs in the moment.

2) How connected to and expressive with we are with our physiology in the moment.

Let’s address the first thing: Our thoughts and beliefs in the moment.

Our thoughts are mostly habitual. Experts (can you believe people actually study these things?) say that over 90% of our daily thoughts are habitual. So, the thoughts we had yesterday are likely to be the same ones we had yesterday and the same ones we have tomorrow.

Okay… but public speaking is a highly unusual and nauseatingly, terrifyingly unique situation. A situation in which our habitual thoughts often give way to thoughts and feelings of outright, frigging DYING. Like right now, in front of these people, my life is going to painfully, publicly, humiliatingly end! If not literally, certainly metaphorically.

Okay, I get it. Easy to say. Tough as hell to do. Especially in highly charged, terrifying and stressful circumstances, such as in public speaking.

Well, what you want to do is:

1) Become centered and present in the moment. Present within yourself.

2) Become present in the moment with your intellectual AND emotional passion and purpose for your message. As in meditation, if any other thought enters your mind or body, let it drift away and immediately bring your mental, emotional and physiological attention and connection back to your passion for your message. Its meaning and great value to you and to your audience.

3) Become present with your audience. Not with your audience as a group of terrifying strangers, en mass, ready to destroy you, but, with your audience one individual at a time. Individuals you believe (an intellectual construct) and feel (a physiological awareness) are loving, supportive, empathetic and enthralled friends or like-minded cohorts.

See, hear and feel the massive, incredible, life-altering meaning in your message to you and to your audience.

Even if you’re talking about how your audience can best rid themselves of any unwanted lint in their belly-buttons, find the meaning AND the humor in this to your audience. If there is no meaning, you have no place being up there speaking to your audience.

And believe – abso-frigging-lutely KNOW – that they are on your side!

Your thoughts and beliefs about your message and about the degree to which your audience supports you may or may not be true.

SO WHAT?! It doesn’t frigging matter!!


You don’t know WHAT they think and feel. So what? It is not relevant.

All that matters is what you believe, what you feel and how that affects your state, your ability to connect, care and communicate. That is all that matters.

Heck, every day you tell yourself bull-shit, negative stories (beliefs with feeling and emotion) don’t you?

Don’t lie. You know you do.

You do it all the time (we all do).

But these stories are, mostly, harmful to you. They are stories of how someone doesn’t like you. How you are going to fail. Stories of fear, failure and survival.

I get it. It’s hardwired into our brains. We are all like this.

So, since you are in the habit of habitually telling yourself bull-shit stories (lies) that harm you or otherwise limit you, why not choose what might (or might not) be stories that totally empower, invigorate and inspire you???? Seriously????

Feel your passion for your message and for your audience flow freely through and emanate out of your physical being for optimal, dynamic communication.

Seriously. This is one of the areas 99% of people wanting to be public speakers or master their presentation skills fall flat on their faces. They think their speech or presentation is about words and ideas.

IT’S NOT. Your speech or presentation is about feeling and emotion. It’s about how your words, ideas, products and services will make each individual FEEL BETTER, SAFER, HAPPIER.

Yes, your arguments must be intellectually and empirically sound and valid. That’s a give-in. That you have accomplished and covered in your preparation.

Your power, effectiveness and, quite frankly, your relevance during your presentation comes with your emotional and physiological (in your body baby) connection with your message.

Your power and influence will come through the degree to which your body, your entire physiological being, connects with and is passionate about and communicative of your message. Your message, by the way, that is ALL ABOUT HELPING THE AUDIENCE MEMBERS.

There should be no emotional, intellectual or physical holding back or blockage in connected and effective public speaking and business presentations..

And, with that, we’ve covered the second main point.

Yes, you must do your homework and have sound, valid (to the audience) data, concepts, ideas and solutions. Ones that are artfully and intellectually sound, structured and articulated.

But your power in a presentation comes in your emotional and physiological (feeling the power of yourself, your audience, your ideas, and your value within your body) connection and expression.

Peace and Prosperity friends.

Think, Believe, Feel and Express with Power and Purpose.